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ATM fees Voyage Tips and guide

You can check the original Wikivoyage article Here


    ATM providers can charge withdrawal fees for their services. They can be either a percentage of the amount withdrawn, a fixed fee, or a combination of both. Fees can also vary for Mastercard and Visa cards. This page focuses on ATM fees charged to foreign cardholders by ATM operators. This includes prepaid cards such as Revolut or Wise. Please note that your bank or card issuer can also charge their fees independently of ATM providers.

    See Money:Card costs for a more detailed explanation of the fees you could be charged.

    ATM fees by country
    Country Bank, fee, type of card, date, comments
    Afghanistan
    Albania 350 LEK - Union Bank (2020)

    650 LEK - Credins Bank (Jul 2023, Mastercard)

    700 LEK - Tirana Bank (2020)

    fees - Raiffeisen Bank

    fees - Intesa Sanpaolo Bank

    fees - OTP Bank

    Algeria
    Andorra free - Andbank (Jun 2022, Mastercard)

    free - Morabanc (Feb 2019, Mastercard)

    free - Credit Andorra (Jun 2022, Mastercard)

    Angola
    Antigua and Barbuda
    Argentina note: fees might change frequently due to high inflation

    263 ARS - Banco de Lá Nacion/Link (max 4000 ARS)

    300 ARS - Badesco (Jan 2019, Mastercard/Visa)

    463 ARS - Banco Patagonia/EB (max 7500 ARS)

    fees - Santander Bank (max ARS 6000) (2020)

    fees - HSBC (max 8000 ARS) (2020)

    Armenia free - Unibank Armenia (2020)
    Australia free - rediATM (Jan 2017)

    2 AUD - ANZ Bank (Sep 2024)

    4 AUD - Westpac (Feb 2024)

    7.50 AUD - National Bank of Australia (NAB) (Feb 2024)

    7.50 AUD - Commonwealth Bank (Feb 2024)

    Austria free - Austrian Anadi Bank (2020)

    free - Bank Austria/Unicredit (Apr 2019, Mastercard)

    free - Bankhaus Carl Spangler (Jul 2019, Visa)

    free - Bawag PSK (2020, Mastercard)

    free - Hypo Tirol (Jul 2019)

    free - Oberbank (2020)

    free - Volksbank Tirol AG (Apr 2018, Mastercard)

    €2.20 - Hypo Vorarlberg (2020)

    €3.90 - Spardabank (2020)

    €3.99 - Volksbank (2020)

    €4 - Sparkasse (2020, Mastercard)

    €4 - Walser Raiffeisenbank (2020)

    €4.90 - Postbank (2020)

    €4.95 - Erste Bank (2020)

    €5 - Raiffeisen-Landesbank Tirol AG (Feb 2019, Mastercard)

    €5 - BTV Bank (Jul 2019)

    €5 - Sparkasse Tirol (Jul 2019)

    €7.90 - Raiffeisenbank (2020)

    Azerbaijan free - Expressbank (2020)

    free - Premium Bank (2020)

    Bahamas
    Bahrain free - Ahli United (2020)

    free - BBK (2020)

    free - Habib Bank (2020)

    free - NBB (2020)

    Bangladesh free - AB Bank (2020)
    Barbados
    Belarus free - Belarusbank (2020)

    free - Belinvestbank (Apr 2019)

    free - MTBank (2020)

    9 BYN - Alfa Bank (2020)

    10.5 BYN - Belaprombank (2020)

    2.5% - Belaruski Narodni Bank (2020)

    3% - Belgazprombank (2020)

    Belgium free - Beobank (2020)

    free - ING (2020)

    free - KBC (2020, Visa)

    declined - BNP Paribas Fortis (Mastercard)

    Belize free - Atlantik Bank (2020)
    Benin
    Bhutan
    Bolivia free - Banco Bisa (2020)

    free - Banco Fie (Mar 2019, Visa/Mastercard)

    free - Banco Mercantil Santa Cruz (2020)

    free - Banco Pyme Ecofuturo (Dec 2016)

    Bosnia and Herzegovina free - Sberbank (Apr 2019)

    free - MFBank (Nov 2024)

    7 BAM - Sparkasse

    10 BAM - Splitska (2020)

    10 BAM - Asa (2020)

    10 BAM - Intesa Sanpaolo Banka (2020)

    10 BAM - UniCredit Bank (2020)

    10 BAM - Zirrat Bank (2020)

    10 BAM - Raiffeisen (2020)

    15 BAM - Addiko Bank (2020)

    15 BAM - Nova Banka (2020)

    Botswana free - Barclays (Jun 2018, Mastercard)
    Brazil free - Banco do Brasil (Sep 2018, Visa/Mastercard)

    free - Branco Bradesco (2020, Visa)

    declined - Branco Bradesco (Aug 2019, Mastercard)

    declined - Itau (Feb 2019, Visa)

    Brunei
    Bulgaria free - DSK Bank (2020)

    free - Central Cooperative Bank (CCB) (2020)

    free - United Bulgarian Bank

    free - Fibank

    free - SG Express Bank

    free - Piraeus Bank Bulgaria

    free - Eurobank

    free - Postbank

    free - ProCredit Bank

    free - Tokuda Bank (Aug 2019, Mastercard)

    €3 - Raiffeisenbank

    6 BGN - Unicredit Bulbank (2020)

    Burkina Faso
    Burundi
    Cape Verde
    Cambodia free - MB Bank (only in Phnom Penh) (max 1000 USD) (2020)

    5 USD - Canadia (Feb 2020, Mastercard)

    5 USD - Maybank

    Cameroon
    Canada free - Alterna Savings (Feb 2020, Visa)

    free - Blueshore Financial (2020)

    free - Desjardins Bank (2020)

    free - National Bank/Banque Nationale (Oct 2018)

    free - Scotiabank (2020)

    free - Tangerine (Oct 2018)

    free - Vancity (2020)

    3 CAD - TD Canada Trust

    declined - National Bank/Banque Nationale (Feb 2020, Visa)

    Cayman Islands free - Esso (gas stations) (2020)
    Central African Republic
    Chad
    Chile free - BICE bank (Sep 2019)

    free - Itau Bank (Dec 2016)

    free - Scotiabank (2020, Visa/Mastercard, but not at “Scotiabank azul” in Santiago)

    5000-6500 CLP - Banco de Chile (Jan 2019, Visa/Mastercard)

    5000-6500 CLP - Santander (Jan 2019, Visa/Mastercard)

    5000-6500 CLP - Banco de Estado (Jan 2019, Visa/Mastercard)

    China note: VPN might be necessary to access the Revolut app

    free - Bank of China (Nov 2019, Visa/Mastercard)

    free - CITIC (Jul 2019, Visa)

    free - Agricultural Bank of China (Nov 2019, Mastercard)

    free - ICBC (Nov 2019, Visa/Mastercard)

    free - China Construction Bank (Nov, Visa/Mastercard)

    declined - Postal Savings Bank (Oct 2018)

    Colombia 12000 COP - Bancolombia

    14500 COP - Banco de Colombia

    15000 COP - BBVA (max 300 000 COP) (2020)

    18000 COP - Banco Caja Social (max 3 000 000 COP) (2020)

    21000 COP - Colpatria (Scotiabank)

    22500 COP - Servibanca (max 2 000 000 COP) (May 2024)

    25000 COP - Davivienda (forced DCC) (May 2024)

    7-8% (max 300 000 COP) - Banco Caja Social (max 2 000 000 COP) (forced DCC) (2020)

    Comoros fees - BIC (BNP-Paribas subsidiary) (Dec 2018)
    Congo, Democratic Republic of the
    Congo, Republic of the
    Costa Rica free - BAC Credomatic (Nov 2018)

    free - Banco de Costa Rica (BCR) (Aug 2023)

    free - Banco Nacional (BN) (Aug 2023)

    Côte d’Ivoire
    Croatia free - ATM Euronet (Sep 2018, Visa)

    free - Addiko Bank (Aug 2019)

    free - Agram Banka (2020)

    free - Auro Domus (Aug 2019)

    free - Erste Bank (Oct 2018)

    free - Euronet Worldwide (with Raiffeisen-Logo) (2020)

    free - Hrvatska Postanska Banka (HPB) (2020)

    free - IKB (Istarska Kreditna Banka) (Apr 2019)

    free - Kent Bank (2020)

    free - PBZ (Privredna Banka Zagreb) (Apr 2019, Mastercard)

    free - Sberbank (Apr 2019)

    free - Splitska Banka

    16 HRK - PBZ (Privredna Banka Zagreb) (Visa)

    22 HRK - RaiffeisenBank (2020, Mastercard)

    22 HRK - Zagrebačka banka (2020)

    22 HRK - OTP banka (2020)

    Cuba
    Cyprus free - Alpha Bank (Jul 2019)

    free - Bank of Cyprus (Aug 2019, Mastercard)

    free - Helleniki (Jul 2019, Visa/Mastercard)

    Czech Republic free - CSOB (Dec 2018)

    free - Fio (Dec 2018)

    free - Komerční Banka (KB) (Oct 2022, Mastercard)

    free - Raiffeisen Bank (2020)

    125 CZK - Airbank (no fees warning) (Dec 2023)

    155 CZK - Unicredit Bank (2020)

    169 CZK - Česká spořitelna (2020)

    195 CZK - Moneta Money Bank

    Denmark free - Nordea (2020, Mastercard)

    free - Nordjyske Bank (Aug 2019)

    fees - Danske Bank

    Djibouti
    Dominica
    Dominican Republic note: Mastercard doesn't seem to work at any ATM as of Nov 2018

    free - Jumbo ATM (Nov 2018, Visa)

    free - Scotiabank (2020)

    300 DOP - Banreservas (max 10 000 DOP) (2020)

    East Timor
    Ecuador free - Banco del Austro (2020, Mastercard)

    free - Banco International (2020)

    free - Cajeros JEP (Aug 2019, Visa)

    $1.5 - Banco Guayaquil (Oct 2018)

    $2 - Banco Bolivariano (Oct 2018)

    $3 - Banco Pacífico (Oct 2018)

    $4 - Produbanco (2020)

    $4.48 - Banco Pichincha (2020)

    Egypt free - Banque Misr (2020)

    free - Banque du Caire (BDC) (2020)

    free - QNB (2020)

    El Salvador free - Banco Hipotecario (2020)

    free - Scotiabank (2020)

    Equatorial Guinea
    Eritrea
    Estonia free - SEB (2020)

    free - Swedbank (2020)

    free - Luminor (2020)

    Eswatini
    Ethiopia
    Fiji 10 FJD - BRED Bank (Oct 2024, Mastercard)

    10 FJD - Bank South Pacific (BSP) (Oct 2024, Mastercard)

    15 FJD - Westpac Fiji (Oct 2024, Mastercard)

    15 FJD - ANZ (Oct 2024, Mastercard)

    declined - HFC Bank (Oct 2024, Mastercard)

    declined - Bank of Baroda (Oct 2024, Mastercard)

    Finland free - Forex (up to €450) (2020

    fees - Nosti

    France note: Any bigger bank is free for Visa and Mastercard

    free - BNP

    free - Societé Génerale

    Gabon
    Gambia note: Gambia has a cash society where cards are rarely taken and a 3-5% fee is charged if you can use one, plus some places then convert GMD to USD before charging your card. Better bring cash, EUR/GBP/USD best but most accepted.

    200 GMD - Standard Chartered Bank (Mastercard)

    Georgia free - Basisbank (2020)

    2 GEL - KSB Bank Georgia (2020)

    3 GEL - Bank of Georgia (2020)

    3 GEL - Liberty Bank (2020)

    Germany note: most ATMs should be free, however there is detailed information below

    free - Baden-Württembergische (Dec 2018, Mastercard)

    free - Commerzbank (Apr 2019)

    free - Deutsche Bank (Apr 2019)

    free - Hypovereinsbank (2018)

    free - Landesbank Baden-Württemberg (LBBW) (Apr 2019)

    free - Postbank (Apr 2019)

    free - Reisebank (Apr 2019, Mastercard)

    free - Santander (Jul 2018, Mastercard)

    4% - Barclays (Oct 2024)

    Ghana 10 GHS - Agricultural Development Bank (ADB) (2020)
    Gibraltar free - NatWest (Sep 2018)
    Greece free - Attica Bank (Aug 2019, Visa)

    free - Bank of Chania (Apr 2019, Mastercard)

    €2.5 - HSBC (Jan 2020)

    €3 - Piraeus Bank (May 2019)

    €4 - Euronet

    Grenada
    Guatemala 31 GTQ - BI (max 2000 GTQ) (2020)

    45 GTQ - 5B (max 2000 GTQ) (Apr 2023, Mastercard)

    Guinea
    Guinea-Bissau
    Guyana
    Haiti
    Hong Kong free - Citibank (Mar 2017)

    free - HSBC (Jan 2019)

    free - Hang Seng (Jan 2019)

    50 HKD - Bank of China (Dec 2023)

    Honduras free - Banco Atlántida (2020)

    free - BANET (Apr 2023, Mastercard)

    Hungary note: all mayor bank ATMs are free of charge

    free - Unicreditbank (Mar 2019)

    fees - Euronet (2020)

    Iceland 180 ISK + 1% - Tomato ATM
    India free - Bank of Baroda (Jan 2023)

    free - Bank of India (Jan 2023)

    free - Canara Bank (Jan 2023)

    free - HDFC Bank (2020)

    free - Indusch Bank (2020)

    free - Kasturba (Mar 2018)

    free - RBL Bank (Aug 2019)

    free - State Bank of India (Jan 2023)

    free - Yes Bank (Sep 2016)

    200 INR - Kotak Mahindra Bank (Sep 2019)

    fees - Infusing Bank

    fees - Icici Bank

    fees - IndusInd Bank

    Indonesia free - Bank Mandiri (2020)

    free - Bank Negara Indonesia (BNI) (Sep 2024)

    free - CIMB Niaga (2020)

    free - Maybank (2020)

    free - Bank Central Asia (BCA) (2020)

    Iran
    Iraq
    Ireland free - Allied Irish Bank AIB (May 2017)

    free - Bank of Ireland (May 2018)

    Israel free - Bank Hapoalim (2020)

    free - Bank Mizrahi-Tefahot (Dec 2019)

    free - Discount Bank (Nov 2018)

    Italy free - Banca Carige (Nov 2018, Mastercard)

    free - Banca Popolare di Sondrio ( Apr 2019, Mastercard)

    free - BNP Paribas (2020)

    free - BPM Spa Bank (2023, Mastercard)

    free - Cariparma (Mar 2018)

    free - Deutsche Bank (2020)

    free - Poste Italiane (Jan 2024, Mastercard)

    free - Raiffeisen (Apr 2019, Mastercard)

    free - Sparkasse (Apr 2019, Mastercard)

    free - Unicredit (Mar 2019, Visa/Mastercard)

    free - Volksbank (Apr 2019, Mastercard)

    €3 - Intesa Sanpaolo (Mastercard)

    €3 - BNL (2023, Mastercard/Visa)

    €3.95 - Euronet (Sep 2020, Mastercard)

    Jamaica note: most ATMs (except for the airport) don't charge fees

    J$585 - Scotiabank (Jun 2019)

    J$585 - NCB (Jun 2019)

    J$585 - JMMB (Jun 2019)

    Japan note: be aware of the general issue of using Revolut there (due to non-acceptance of Visa/MC for withdrawal). Postbank, CityBank and Mizuho should work.

    free - 7-Eleven (2020, Mastercard) (only partly for Visa)

    free - AEON Bank (2020)

    100 JPY - common Convenience Store chains (e.g. Ministop) (max 10000 JPY, 220 JPY for higher amounts) (2020)

    Jordan free - Jordan Kuwait Bank (2020, Mastercard)

    1 JOD - Investmentbank (Jan 2019, Mastercard)

    3 JOD - Arab Bank (Jan 2019, Mastercard)

    3.5 JOD - Jordan Islamic Bank (Jan 2019, Mastercard)

    5 JOD - Cairo Amman Bank (Jan 2019, Mastercard)

    5 JOD - Bank of Jordan (Jan 2019, Mastercard)

    5 JOD - Bank Al Etihad (Jan 2019, Mastercard)

    5 JOD - Capitalbank (Jan 2019, Mastercard)

    declined - Housing Bank (Jan 2019, Mastercard)

    Kazakhstan free - Halyk Bank (2020)

    free - Sberbank (Jun 2019)

    Kenya free - Diamond Trust Bank (DTB) (Apr 2024)

    free - Ecobank (Mar 2024)

    free - Equity Bank (May 2018)

    free - Gulf African Bank (Apr 2024)

    free - National Bank (2020)

    free - Watamu (Dec 2018, Mastercard)

    Kiribati
    Korea, North
    Korea, South note: many ATMs don't accept foreign cards

    free - KB Star (Nov 2017)

    free - Nonghyup (NH) Bank (2020)

    free - Shinhan (Nov 2017)

    3600 KRW - KEB Hana

    3600 KRW - Woori

    3600 KRW - IBK

    3600 KRW - Standard Chartered

    3600 KRW - ATMs in convenience stores

    Kosovo free - BKT / Banka Kombetare Tregtare (Oct 2019, Mastercard)

    €5 - Raiffeisen (Apr 2019)

    Kuwait free - Al Ahli Bank of Kuwait (min 10 KWD) (2020)

    free - BBK Burgan Bank of Kuwait (Aug 2019)

    free - NBK National Bank of Kuwait (Aug 2019)

    Kyrgyzstan free - Demir Bank (Sep 2018)

    free - Dosredobank (2020)

    free - KICB Bank (2020)

    free - Optima Bank (Sep 2018)

    Laos 30 000 LAK - BCEL (max 2 000 000 LAK) (2020, Mastercard)
    Latvia free - SEB (2020)
    Lebanon
    Lesotho
    Liberia
    Libya
    Liechtenstein
    Lithuania note: all ATM withdrawals should be free of charge

    free - Citadele Banka (Apr 2019, Visa)

    free - Luminor Bank (Apr 2019, Visa)

    free - SEB Banka (Apr 2019, Visa)

    free - Swedbank (Apr 2019, Visa)

    Luxembourg
    Madagascar
    Malawi
    Malaysia free - BSN Bank (Mar 2018, Visa/Mastercard)

    free - CIMB Bank (2020, Visa/Mastercard)

    free - Hong Leong Bank (Jan 2024)

    free - HSBC (2020)

    free - Maybank (Mar 2018, Visa/Mastercard)

    free - RHB Bank (Mar 2020, Mastercard)

    Maldives free - Habib Bank (Nov 2022, Visa)

    declined - Habib Bank (Nov 2022, Mastercard)

    Mali
    Malta free - BOV (Bank of Valletta) (Sep 2019)

    free - HSBC (Sep 2019)

    Marshall Islands
    Mauritania
    Mauritius free - MCB (2023)

    free - SBA Bank (2020)

    3% - SCB (2023)

    fees - ABSA Bank (2020)

    Mexico 25.52 MXN - BBVA Bancomer (2018)

    20 MXN - BanCoppel (2020)

    30.74 MXN - Citi Banamex (2018)

    33 MXN - HSBC (2018)

    34.80 MXN - Santander (2018)

    46 MXN - Banorte (2018)

    50 MXN - CIBanco (max 25 000 MXN) (2020)

    Micronesia, Federated States of $4 - Bank of Guam (2020)

    $5 - Bank of FSM (2020)

    Moldova
    Monaco
    Mongolia free - Khan Bank (Oct 2019, Mastercard)
    Montenegro free - Crnogorska Komercijalna Banka (Aug 2019)

    free - Erste Bank (Oct 2022, Mastercard)

    free - Universal Capital Bank (2020)

    Morocco free - Al Barid Bank (البريد بنك) (Nov 2024)

    free - Banque Populaire (Feb 2017)

    free - BMCE (Sep 2018, Visa)

    20 MAD - CIH Bank (Aug 2019)

    23 MAD - Attijariwafa Bank (Feb 2019, Mastercard)

    28 MAD - BMCI (BNP Group) (2020)

    30 MAD - Societe General

    30 MAD - BMCE (Aug 2019, Mastercard)

    36 MAD - Crédit agricole du Maroc (2020)

    4% - Bank of Africa

    Mozambique
    Myanmar 6500 MMK - KBZ (Dec 2019, Mastercard)

    6500 MMK - CB Bank (Dec 2019, Mastercard)

    Namibia
    Nauru
    Nepal 500 NPR - Nabil Bank (Nov 2019, Mastercard)

    500 NPR - Standard Chartered Bank (Nov 2019, Mastercard)

    500 NPR - Himalayan Bank (Nov 2019, Mastercard)

    fees - Everest Bank (Nov 2019)

    fees - Kailash Bikas Bank (Nov 2019)

    fees - Nepal Bank Limited (Nov 2019)

    fees - Nepal Investment Bank

    declined - Prabhu Bank (Nov 2019, Mastercard)

    declined - Global IME Bank (Nov 2019, Mastercard)

    Netherlands free - ABN-AMRO (2020)

    free - Geldmaat (2020)

    free - ING (2020)

    free - Rabobank (2020)

    free - SNS (May 2019)

    New Zealand free - BNZ (2020)

    free - Kiwibank (2020)

    free - Westpac (2020)

    fees - ANZ

    fees - ASB

    fees - NBS

    Nicaragua free - Bancared (2020)

    free - BDF (2020)

    136 NIO - Lafise (2020)

    146 NIO - BAC (2020)

    146 NIO - Banpro (2020)

    Niger
    Nigeria free - Access Bank (Mar 2019, Visa/Mastercard)

    free - Diamond Bank (Mar 2019, Visa/Mastercard)

    free - UBA (Mar 2019, Visa/Mastercard)

    North Macedonia free - Central Cooperative Bank (CCB) (2020)

    free - Ohridska Banka (Jul 2019, Mastercard)

    free - Sparkasse Bank (Jul 2019, Mastercard)

    150 MKD - Halkbank (2020, Mastercard)

    250 MKD - Stopanska Banka (2020, Mastercard)

    Norway
    Oman free - Bank Dhofar (Nov 2018)

    free - Bank Muscat (Nov 2022, Visa/Mastercard)

    Pakistan
    Palau
    Panama 3 USD - Scotia Bank

    6.50 USD - Airport ATMs

    Papua New Guinea
    Paraguay
    Peru free - BCP (Sep 2019, Visa)

    free - Banco de la Nacion (Multired ATMs) (2020)

    free - Caja Arequipa (Dec 2023)

    free - Caja Cusco (2020)

    free - Caja Piura (2020)

    25 PEN - BBVA (max 400 PEN) (Apr 2019, Mastercard)

    fees - Interbank (Dec 2023)

    fees - Scotiabank (Dec 2023)

    Philippines free - HSBC (Jan 2025)

    250 PHP - BDO (Banco de Oro) (Jan 2025)

    250 PHP - DBP (2025)

    Poland free - ATM Euronet (Sep 2018, Visa) (fees with Mastercard)

    free - ATM Global (Sep 2018, Visa/Mastercard)

    free - Bank Pekao SA (Aug 2018, Mastercard)

    free - Millenium Bank (2020)

    free - PKO Bank Polski (Aug 2018, Mastercard)

    free - Santander (ex-BZBWK) (2020)

    Portugal note: ATMs are mostly free

    free - Millennium BCP (Dec 2019)

    free - Multibanco (Feb 2022, Visa/Mastercard)

    Puerto Rico free - Banco Popular PR (2020)
    Qatar free - Barwa Bank (2020)

    free - Commercial Bank (2020)

    free - Doha Bank (2020)

    free - QIB (2020)

    free - QIIB (2020)

    15 QAR - QNB (2020)

    15 QAR - HSBC (2020)

    Romania free - Banca Transilvania (May 2019, Visa)

    free - BCR Bank (Aug 2019, Mastercard)

    free - BRD Bank/BRD-GSG Bank (Oct 2018)

    free - CEC Bank (Jan 2019, Mastercard)

    free - ING (Oct 2018)

    free - OTP Bank (Jan 2019, Mastercard)

    free - Raiffeisen (May 2019, Visa)

    Russia free - Bank Otrkitie (Jun 2019, Mastercard)

    free - BIN Bank (Sep 2018, Visa)

    free - VTB (Jun 2019, Mastercard)

    Rwanda free - I&M Bank (Nov 2019, Visa)
    Saint Kitts and Nevis free - Republic Bank (2020)

    8 XCD - Bank of Nevis (2020)

    Saint Lucia
    Saint Vincent and the Grenadines
    Samoa 15 WST - Bank South Pacific (BSP) (Oct 2024, Mastercard)

    15 WST - National Bank of Samoa (nbs) (Oct 2024, Mastercard)

    San Marino
    Sao Tome and Principe
    Saudi Arabia
    Senegal free - Banque de Dakar (2020)
    Serbia free - AIK Banka Jubanka (May 2018, Mastercard)

    free - Central Cooperativa Bank (2020)

    free - Credit Agricole (2020)

    free - Erste Bank (May 2018, Mastercard)

    free - Eurobank (2020)

    free - Multicard ATM (Jul 2019)

    free - OTP Banka (2020)

    400 RSD - Addiko Bank (2020)

    500 RSD - Raiffeisen

    500 RSD - Vojvodanska

    Seychelles free - Mauritius Commercial Bank (MCB) (2020)
    Sierra Leone
    Singapore free - Bank of China (2020)

    free - HSBC (Sep 2024)

    free - UOB (min 200 SGD) (Sep 2024)

    3 SGD - Citibank (2020)

    5 SGD - DBS/POSB (2019)

    8 SGD - OCBC (2020)

    Slovakia free - Postova Banka (Sep 2018, Visa/Mastercard)

    free - Unicredit (Sep 2018, Visa/Mastercard)

    free - Tatra Banka (Nov 2018)

    free - VUB (Aug 2019, Visa)

    free - Prima Banka (Nov 2018, Visa)

    fees - Slovenska sporitelna (Nov 2018)

    declined - 365 Bank

    Slovenia free - Delavska Hranilnica (2020)

    free - Intesa Sanpaolo Bank (2020)

    free - SBERBANK (2020)

    free - Unicredit (Mar 2019)

    €4 - Abanka (Aug 2019)

    Solomon Islands
    Somalia
    South Africa free - Capitec Bank (2020)

    free - Standard Bank (2020)

    50 ZAR - First National Bank (Sep 2018, Mastercard)

    fees - Nedbank (May 2018, Mastercard)

    Spain free - Arquia Banca (Jul 2019, MC)

    free - Banca March (Dec 2019, Visa)

    free - CajaSur Bank (2020)

    free - Cajero Automático Ibercaja (2020)

    free - Liberbank (Dec 2017)

    free - Telebanco (Jul 2020)

    free - Unicaja (2020, MC)

    €1.80 - Banca March (Feb 2019, Mastercard)

    €1.80 - Banco Sabadell (Jan 2024, Mastercard)

    €1.85 - Cajamar (Dec 2018)

    €1.86 - BBVA

    €1.95 - Banco Popular (Mastercard)

    €1.95 - Caja Rural Granada (Mastercard)

    €2 - Bankia (Mastercard)

    €2 - Herrero (Mastercard)

    €2 - Targobank

    €2.95 - Kutxabank (Feb 2024, Mastercard)

    €5 - Euronet (Jan 2024, Mastercard)

    €7 - CaixaBank (Jan 2024, Visa/Mastercard)

    10% - Santander (2020, Mastercard)

    fees - Bank Inter (May 2019)

    fees - Deutsche Bank (Dec 2023)

    fees - ING (Jun 2019, Visa)

    Sri Lanka free - Bank Nations Trust (Jun 2017)

    free - Bank of Ceylon (BOC) (2020)

    free - Commercial Bank (2020)

    free - People’s Bank (2020)

    Sudan
    Sudan, South
    Suriname
    Sweden free - Bankomat-Group (2020)

    20 SEK - Forex (2020)

    50 SEK - Nokas (2020)

    Switzerland note: any ATM withdrawal should be free of charge

    free - Raiffeisenbank

    free - UBS (Sep 2021, Mastercard)

    free - Zürcher Kantonalbank (ZKB) (2020)

    Syria
    Taiwan free - Bank of Taiwan (Dec 2018, Mastercard)

    free - Cathay Bank (Nov 2017)

    free - SinoPac (Nov 2017)

    100 TWD - CTBC in 7-Eleven (2020)

    Tajikistan free - JSC Eskhata Bank (only Visa accepted) (2020)
    Tanzania free - KCB Bank (Nov 2021, Mastercard)

    free - Diamond Trust Bank (DTB) (Nov 2021, Mastercard)

    15400 TZS - Barclays ATM

    declined - NBC (Mastercard)

    Thailand 150 THB - AEON (Mar 2020, Mastercard)

    220 THB + 1% - Express Banking (Jan 2024)

    Togo
    Tonga free - ANZ Bank (2020)
    Trinidad and Tobago
    Tunisia free - Al Baraka Bank Tunisie (Sep 2023)
    Turkey free - Akbank (Apr 2019, Mastercard)

    free - Halk Bank (2020)

    free - ING (Apr 2019, Mastercard)

    free - Post (2020)

    free - PTT Bank (2020)

    free - Ziraat Bank (Aug 2022)

    4 TRY - TEB

    30 TRY - Vakif (Aug 2022)

    3.5% - Garanti Bank (Apr 2019)

    6% - AKBank (2020)

    7% - Denizbank (2020)

    Turkmenistan
    Turks and Caicos free - IGA (Aug 2016, Mastercard)
    Tuvalu
    Uganda free - DFCU (Nov 2019, Visa)

    free - Orient bank (Nov 2019, Visa)

    Ukraine free - KredoBank (Кредобанк) (Jul 2021, Mastercard/Visa)

    free - Oschadbank (Ощадбанк) (Aug 2019)

    free - Ukrsibbank (УкрСиббанк) (Jul 2019, Visa)

    10 UAH - Privatbank (ПриватБанк) (Visa)

    50 UAH - Ukreximbank (Укрексимбанк) (Visa)

    United Arab Emirates free - Abu Dhabi Commercial Bank (ADCB) (Oct 2022, Mastercard)

    free - ADIB (2020)

    free - Citibank (2020)

    free - Emirates (NBD) Bank (Nov 2019)

    free - HSBC (2020)

    free - RAK Bank (2020)

    25 AED - Mashreq Bank (2020)

    25 AED - Standard Chartered Bank (Mastercard)

    United Kingdom ATMs are generally free

    free - Barclays (Feb 2019, Mastercard)

    United States note: fees might depend on ATM location and not branch

    free - Comerica Bank (2020)

    free - Santander (May 2019) (Philadelphia)

    free - Sun East Credit Union (Dec 2016)

    free - Synovus Bank (Florida) (2020)

    free - WaWa gas stations (2020)

    free - WSFS (Feb 2018) (Pennsylvania)

    $1.19 - Actors Federal Credit Union (NYC) (2020)

    $3 - Citibank

    $3 - Credit Unions (2020)

    $3 - First Tech Federal Credit Union (2020)

    $3 - Seattle Credit Union (2020)

    $3 - Truist Bank (Aug 2024)

    $3 - Umpqua Bank (2020)

    $3.50 - Chase (Aug 2024)

    $3.50 - Gather Federal Credit Union (Hawaii) (Oct 2024, Mastercard)

    $3.50 - PNC Bank (Sep 2019)

    $3.50 - TD Bank (2020)

    $4 - Bank of America (Aug 2024)

    $4 - BankUnited (2020)

    $4.25 - ATM Pacific (Hawaii) (Oct 2024, Mastercard)

    $5 - Wells Fargo (Aug 2024)

    $5.25 - Walmart ATM (Hawaii) (Oct 2024, Mastercard)

    declined - Key Bank

    declined - Peoples Bank

    declined - Union Bank

    Uruguay 100 UYU - Banco de la República Oriental del Uruguay (BROU) (2020, Visa)

    100 UYU - Redbrou (Feb 2019, Mastercard)

    199 UYU - Banred (Feb 2019, Mastercard)

    199 UYU - BBVA (Feb 2019, Mastercard)

    Uzbekistan note: usually a 1.5% fee for ATM withdrawals

    free - Kapital Bank (Jun 2019)

    Vanuatu 490 VUV - Bank South Pacific (BSP) (Sep 2024, Mastercard)

    700 VUV - Isibank (Sep 2024, Mastercard)

    750 VUV - BRED Bank (max 100 000 VUV) (Sep 2024, Mastercard)

    declined - Vanfuteng Bank (Sep 2024, Mastercard)

    Vatican City
    Venezuela
    Vietnam free - ACB Bank (up to 3000000 VND) (Visa) (Sep 2024)

    free - HSBC (withdrawal in HCMC)

    free - MB Bank (Jun 2017)

    free - Saigon Commercial Bank (SCB) (Feb 2024)

    free - Shinhan Bank (Sep 2024)

    free - TP Bank (Sep 2024)

    free - VP Bank (2020)

    22 000 VND - Agribank (2020)

    49 500 VND - SeaBank (2020)

    Yemen
    Zambia free - Stanbic Bank (Sep 2019, Visa)
    Zimbabwe
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